Currency Morocco – Withdraw money credit card

Currency Morocco

Morocco is a fascinating and diverse country, which offers vacationers interesting vacations. A country between sea and desert with many attractions – that is Morocco. But how can you actually pay for the various activities in Morocco? What is the national currency and can perhaps even be paid with euros? Questions and answers about payment methods, cashless payments and currency can be found here.

Currency of Morocco: Moroccan Dirham

The official currency of Morocco called Moroccan Dirham. The exchange rate of the Dirham fluctuates nevertheless again and again. Currently, there is about 11 Dirham for one Euro. One Dirham consists of a total of 100 Centimes.

National currency: Dirham (MAD)

  • Exchange rate (approx.): 1 Euro = 11 Moroccan Dirham (changing daily)
  • Moroccan banknotes and coins

In Morocco, there are of course also different banknotes and coins. Banknotes are currently in circulation in five different denominations.

  • 20 Dirham
  • 25 Dirham
  • 50 Dirham
  • 100 Dirham
  • 200 dirham

As coins you can currently find in the vacation the following denominations:

  • 10 centimes
  • 20 centimes
  • 1/2 dirham
  • 1 dirham
  • 2 dirham
  • 5 dirham
  • 10 dirham

The most common payment methods in Morocco

In Morocco, too, it is now possible to make more and more cashless payments by credit card or Maestro card. To be on the safe side, you should always take cash with you. It can happen, for example, that the card readers are not functional. In some small stores, restaurants, and markets, payment is usually made in cash only. If you pay by card in Morocco, you have to expect fees. These range from 1 to 2 percent, depending on the bank. Sometimes there are also minimum fees for payment by card.


  • Credit card accepted in many places
  • Maestro card can also be used for payment
  • V-Pay cards are not accepted
  • Check with your local bank beforehand to see what fees may apply
  • Cash should always be carried

Exchange Euro for Dirham

It makes sense to exchange cash first in Morocco. There are many banks and exchange offices there where Euro can be exchanged into Dirham. Sometimes it is also worthwhile to compare the rates of the banks and Moroccan exchange offices. However, you have to be careful: not every exchange office is authorized. The exchange offices with a golden badge can be entered with peace of mind.

On the streets, however, it can happen that one is approached because of the currency exchange. You should refrain from exchanging currency on the open street, as you can quickly receive counterfeit money.

Summary currency Morocco:

  • Exchange in Europe often at unfavorable conditions.
  • In Morocco, the exchange rate is often better
  • Compare the exchange rates also on the spot
  • Exchange only at authorized exchange offices (golden badge)
  • Do not exchange “on the street
  • Always get a receipt
  • Check immediately if you have received the correct amount of cash

withdraw Moroccan Dirham in the banks

Withdrawing cash in Morocco is not difficult. In the banks on vacation, you can withdraw cash with MasterCard, Visa, and MasterCard. Often, a maximum amount of 4,000 dirhams per withdrawal is set. In medium-sized and large cities it is no problem to discover a bank.

If one is traveling more in remote regions and small towns, there is not always necessarily an ATM within reach. Depending on the credit card and bank, there are fees for withdrawing money in Morocco. But you can save yourself these costs.

Executive Summary:

  • Withdrawing money with a credit card (MasterCard & Visa) is not a problem
  • Note fees of your house bank (which banks do not charge any fees, you will find out below)
  • With Master Card, money can also be withdrawn without problems
  • VPAY cards are not supported

Withdraw Dirham in Morocco without fees.

Many banks charge fees for withdrawals abroad. However, if you choose a direct bank, you can be spared from the costs. There are financial institutions such as Consorsbank and DKB, which allow vacationers in Morocco to withdraw cash free of charge. This saves considerable fees for the use of the ATMs.

Traveler’s checks as a useful supplement

It is a good idea to take traveler’s checks with you to Morocco. In principle, it turns out to be a kind of security to have a traveler’s check available. The traveler’s checks should preferably be issued in euros.

The cost of Morocco

How expensive is a stay in Morocco? What are the costs for food and drinks? And what about possible fuel costs? Here are some examples of average costs

  • Tajine (meal): 3 to 10 euros
  • cup of coffee: 0,50 Euro
  • half liter of wine: 5 Euro
  • pita bread: 0,25 Euro
  • Rental car per week: 200 Euro
  • Gasoline: 1 Euro per liter

Conclusion about payment in Morocco

It is always useful to have both credit cards and dirhams available. Not everywhere you can pay with a card. But cash is possible in all establishments. If you do not have cash on hand, you can withdraw dirham from local banks.

To avoid any costs for withdrawing cash, it is preferable to choose a direct bank. A targeted comparison filters out the banks that offer credit cards with which you can easily withdraw cash free of charge abroad.

Paying in Morocco in local currency only

In Morocco, you must always pay in the current local currency. Payment in the Euro currency is not possible. But since there are enough ATMs, you can almost always organize cash at the ATMs. Also, an exchange can be done quickly and safely in the banks.

Magical Marrakech

When traveling to Morocco, we would recommend that you at least visit Marrakech, also known as the “red city. The Djema el Fna square located in Medina, the old city of Marrakech, is a beautiful picture to see. Street artists and eateries determine the street scene here. Marrakech is also teeming with markets, called souks, which are located in the alleys behind the main square. Do not forget to visit the minaret of Koutoubia and the Bahia Palace, impressive architecture.


Casablanca is another city in Morocco that is well worth a visit. The city lives up to its name, you will find an abundance of white houses and buildings. The absolute highlight of this city is the immense Hassan II mosque, from which you have a magnificent view of the Atlantic Ocean. The old fortress with its two city gates is reminiscent of colonial times. What has not disappeared is the splendor and size of the port of Casablanca. Ideal for an afternoon stroll and marvel at the large ships that call at this beautiful city.

Atlas Mountains

Are you adventurous, then the Atlas Mountains are also worth a visit. You can do anything here, such as cycling, climbing, but also winter sports. Especially for hikers, the High Atlas region is a feast for the eyes, with walks through the beautiful nature in the valleys to climbing to the tops of mountains like the Toubkal or the Oukaimeden. After that, You will also be amazed by the hospitality of the ancient inhabitants of Morocco, the Berbers, during your trip through the Atlas Mountains.

Comments are closed.